Healthcare allowance

Everyone who lives or works in the Netherlands is required to take out basic health insurance. This is essential to cover medical expenses and to ensure you have access to the care you need.  At you start with Covebo, we can arrange this health insurance for you. A monthly amount will be deducted from your salary for this.

But did you know that you might be eligible for a healthcare allowance?

What is healthcare allowance?

If your gross income is below €39.500 per year, you could be entitled to a healthcare allowance. This is a monthly contribution from the Dutch government to help cover your healthcare costs. Depending on your income, the healthcare allowance can be as much as €131 per month.

What does annual income mean?

Gross annual income, or your yearly salary, is the income you earn per year from work.
You can easily calculate your gross annual income by multiplying your gross weekly salary (including allowances) by 52 weeks and adding 8,33% holiday pay. For example: €576.93 (weekly salary including allowances) x 52 weeks = €30,000.36 + 8,33% holiday pay = €32,400.38, which is your annual income. Check your SV-loon on your payslip for an indication.

Please see the overwiew below for an indication of the amount:

Gross annual income Monthly amount
€26.000 or lower €131
€27.000 €131
€27.500 €131
€28.000 €131
€28.500 €130
€29.000 €124
€29.500 €118
€30.000 €112
€30.500 €107
€31.000 €101
€31.500 €95
€32.000 €90
€32.500 €84
€33.000 €78
€33.500 €73
€34.000 €67
€34.500 €61
€35.000 €55
€35.500 €50
€36.000 €44
€36.500 €38
€37.000 €33
€37.500 €27
€38.000 €21
€38.500 €15
€39.000 €10
€39.500 €4

How does applying for healthcare allowance work through Covebo?

Covebo makes applying for healthcare allowance simple and straightforward. We are happy to take care of this for you. You pay a monthly fee of €4.84 for this service, which covers the application and administration of your healthcare allowance.

What do you need to do?

  1. When you indicate that you wish to receive healthcare allowance, we start the application process.
  2. Our administrative team will prepare an authorization form for you to sign. This form gives us permission to submit the application on your behalf.
  3. Based on your estimated gross annual income, we determine whether you are eligible for healthcare allowance and calculate the amount you may receive.

You will receive a response regarding the outcome of your application within 4 weeks.

What happens next?

  • Once your healthcare allowance is approved, you will receive your healthcare allowance every 3 months on your bank account
  • Your employment with Covebo ends, the healthcare allowance will be automatically discontinued. This prevents unexpected costs later on.

Do you have any questions about healthcare allowance? Please reach out to your contact person from Covebo